Up until recently these kinds of things werent possible, but now, with the help of Lowes new Holoroom, you can test-drive a wide range of home improvements virtually before you ever commit to buying anything. We know that for many homeowners, the struggle to visualize a completed home improvement project or to share that vision with others can stop a project in its tracks, said Kyle Nel, executive director of Lowes Innovation Labs. The Holoroom is our solution, enabling consumers to visualize their project and share that vision with family and friends. The Holoroom, despite its futuristic name, is basically just an empty space that functions as a blank 3D canvas for you to build your virtual home in using special software. The idea is that you fill it with a computer-generated representation of your home, and then apply different colors, textures, fixtures, and materials from Lowes virtual catalog.
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Home improvement retailers battle for sites | Bayside Bulletin
The completed design can be emailed to your contractor with a full list of selected products. Make it happen Now that you have a plan for your dream home, you need to find a reliable contractor. Anyone can say that they can do the job; however this doesnt mean they have the right qualifications to get it done right. Use sites like Angies List for reviews from other homeowners.
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Home Improvement Loan – Town Square – North Haven, CT Patch
With a home equity loan you are only paying on the funds you borrow not the all the equity at once. If you have a home equity line of $50,000 but only borrow $15,000 in the first year you are only paying interest on that $15,000 vs. paying on the entire $50K from the beginning. The interest is tax deductable which makes it a more attractive offer compared to using a credit card. 2) Cash out refinance – Take a lump sum as a loan and use the money for the home improvement project. Once again the interest is a tax deduction however be aware and plan for unexpected costs. It is not unheard of for construction cost to be 20% – 30% more than they were estimated to be. The last thing a homeowner wants is to be in the middle of a large renovation and run out of money. Some of the advantages to renovating are; staying in your home and your neighborhood, personalizing your home to your taste, or creating more space. By adding space to your home it can become more functional and with new windows and insulation more energy efficient. Renovating your home adds value to your home and therefore in the long run will generate more equity. How do I determine how much equity I have in my home? Subtract what you owe on your mortgage from the fair market value of your home. For example if your house is worth $200,000 and you owe $100,000 on your mortgage you have $100,000 in equity. With a loan to value maximum set at 80%. 0.80x $200,000 = $160,000 Therefore you can borrow a total of $160,000 against the home. With an existing mortgage of $100,000 you be then be able to take cash out of up to $60,000. Whats next? Apply for a loan and get your questions answered. Plan and budget your project and make sure you have extra funds available just in case.
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Design inspiration at your fingertips: Homeowners go digital to jumpstart home improvement projects
The stores’ increasing sizes make things difficult. Home improvement retailers battle for sites Home ground: Masters is fighting for the home improvement market. exit Hardware and do-it-yourself home maintenance has been a battleground for the major retailers as they scramble to get a foothold into the booming housing market as well as finding the right location.
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