Home Improvement Loan – Town Square – North Haven, CT Patch
Here’s how it looks: YouTube/Lowe’s Home Improvement So … maybe not so much a “Holoroom” as a “Holotablet.” At best. Hmm.
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Making improvements to your home can boost curb appeal | Barrington Courier-Review
And make sure to work with a reputable contractor. I believe that 95 percent of the issues are caused by 50 percent of the contractors, so eliminate the guesswork and work with someone whos been referred to you, he says. However, sometimes the challenge of a home-improvement project comes down to education and homeowners often underestimate the scope of whats involved. A large-scale renovation can open a whole can of worms and unexpected problems.
For the original version including any supplementary images or video, visit http://barrington.suntimes.com/2014/06/10/making-improvements-home-can-boost-curb-appeal/
Maximizing Your Home Improvement Dollar – MainStreet
With a home equity loan you are only paying on the funds you borrow not the all the equity at once. If you have a home equity line of $50,000 but only borrow $15,000 in the first year you are only paying interest on that $15,000 vs. paying on the entire $50K from the beginning. The interest is tax deductable which makes it a more attractive offer compared to using a credit card. 2) Cash out refinance – Take a lump sum as a loan and use the money for the home improvement project. Once again the interest is a tax deduction however be aware and plan for unexpected costs. It is not unheard of for construction cost to be 20% – 30% more than they were estimated to be. The last thing a homeowner wants is to be in the middle of a large renovation and run out of money. Some of the advantages to renovating are; staying in your home and your neighborhood, personalizing your home to your taste, or creating more space. By adding space to your home it can become more functional and with new windows and insulation more energy efficient. Renovating your home adds value to your home and therefore in the long run will generate more equity. How do I determine how much equity I have in my home? Subtract what you owe on your mortgage from the fair market value of your home. For example if your house is worth $200,000 and you owe $100,000 on your mortgage you have $100,000 in equity. With a loan to value maximum set at 80%. 0.80x $200,000 = $160,000 Therefore you can borrow a total of $160,000 against the home. With an existing mortgage of $100,000 you be then be able to take cash out of up to $60,000.
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Lowe’s new Holoroom lets you try out home improvements virtually | Digital Trends
And while the big box national brands may have the highest profiles, consumers favor smaller shops and a privately-held regional chain most, according to the J.D. Power 2014 Home Improvement Retailer Satisfaction Study. Related Articles Also See: Home Repair Mishaps: Victimized by a Contractor “For local home improvement retailers to remain competitive with big box retailers, they need to differentiate themselves through promotions, sales and overall pricing to help get customers in the door and then reinforce their decision to visit that store by providing an exceptional staff and service experience once they are there,” says Christina Cooley, director of home improvement industries at J.D. Power.
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Up until recently these kinds of things werent possible, but now, with the help of Lowes new Holoroom, you can test-drive a wide range of home improvements virtually before you ever commit to buying anything. We know that for many homeowners, the struggle to visualize a completed home improvement project or to share that vision with others can stop a project in its tracks, said Kyle Nel, executive director of Lowes Innovation Labs. The Holoroom is our solution, enabling consumers to visualize their project and share that vision with family and friends. The Holoroom, despite its futuristic name, is basically just an empty space that functions as a blank 3D canvas for you to build your virtual home in using special software. The idea is that you fill it with a computer-generated representation of your home, and then apply different colors, textures, fixtures, and materials from Lowes virtual catalog.
For the original version including any supplementary images or video, visit http://www.digitaltrends.com/home/lowes-new-holoroom-lets-try-home-improvements-virtually-buy/